Privacy Policy - CashTrack

1. Introduction

CashTrack (“we”, “our”, or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and safeguard your information when you use the CashTrack mobile application.

By using the app, you agree to the practices described in this policy.

2. Information We Collect

We collect only the information necessary to provide and improve our services.

A. Account Information

When you create or access an account, we may collect:

• Name
• Email address
• Phone number
• Date of birth (if provided)
• Account-related identifiers

This information is used solely for authentication, account management, and syncing features.

B. Transaction Detection Data

CashTrack may request permission to access SMS messages on your device to identify financial transaction notifications for automated expense tracking.

• Transaction analysis is primarily performed on your device.
• Full SMS messages are not stored on our servers.
• Personal transaction details remain stored locally on your device.
• In certain cases, limited non-sensitive identifiers (such as merchant or UPI name and user-selected category) may be transmitted to improve tagging accuracy across users.

C. Cloud-Based Feature Data

If you use features that involve shared expenses, groups, bill scanning, or interactive assistance, related data may be securely transmitted and stored to enable those services.

D. Device Information

We may collect limited technical information such as:

• Device type
• Operating system version
• App version

This information is used to maintain app stability and improve performance.

3. How We Use Information

We use collected information to:

• Provide automated expense tracking
• Enable account authentication and syncing
• Support shared and cloud-based features
• Improve accuracy and performance
• Maintain security and prevent misuse

We do not sell your personal data.

We do not use your financial transaction data for advertising purposes.

4. Data Storage and Security

Transaction data is primarily stored on your device.

Cloud-stored data is protected using industry-standard security measures.

Data transmitted to our systems is encrypted in transit.

While we implement reasonable safeguards, no system can guarantee absolute security.

5. Data Sharing

We do not sell or rent your personal information.

We may share data with trusted service providers strictly for operating and improving the app. These providers are contractually required to safeguard your information.

6. User Control

You may:

• Revoke SMS permissions at any time through your device settings
• Disable certain features
• Delete your account within the app or by visiting our Account Deletion page
• Request deletion of cloud-stored data through our Data Deletion page

Upon account deletion, associated cloud data will be removed in accordance with applicable laws.

7. Data Retention

We retain data only as long as necessary to provide services or comply with legal obligations. Locally stored data remains on your device unless you remove it.

8. Children's Privacy

CashTrack is not intended for individuals under the age of 13. We do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be reflected with a revised effective date.

10. Contact

For any questions regarding this Privacy Policy:

Email: support@cashtrack.tech